If an individual believes they are being unfairly charged IRMAA, they can file an appeal with Social Security using Form SSA-44. IRMAA determinations can be reconsidered due to life-changing events such as retirement, job loss, divorce, or death of a spouse. Providing supporting documents, such as tax returns, employer statements, or court orders, can strengthen an appeal. Since IRMAA... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets