The debtor then pays an agreed-upon sum of money monthly into the trustee, effectively consolidating the debts into only one every month payment. The trustee, subsequently, distributes The cash for the debtor's creditors. Debtors have no immediate connection with their creditors beneath Chapter 13 protection. At the Law Offices https://bankruptcy-attorney-2323070111.theobloggers.com/36829175/the-zero-down-bankruptcy-virginia-diaries